PROBLEMS OF ATTRACTING SAVINGS OF POPULATION AS INVESTMENT IN THE RUSSIAN ECONOMY
Nikushina Aleksandra Nikolaevna, Kataeva Tat'yana Mikhailovna
Institute of Management in Economic, Ecological and Social Systems of Southern Federal University
Abstract. In the article the necessity to use the savings of population as an internal investment resource is grounded. The results of statistical data analysis, which allow identifying changes in the amount of the main components of the monetary savings of the citizens of the country for the past few years, are presented. A brief description of the most popular of the existing ways of the investment of the personal savings of individuals is given. The problems of the inefficient use of the personal savings of population as investment are singled out, and measures to overcome them are identified.
Key words and phrases: сбережения населения, способы управления личными накоплениями, инвестиционные ресурсы страны, проблемы привлечения сбережений граждан, повышение финансовой грамотности населения, savings of population, ways of personal savings management, investment resources of country, problems of attracting citizens’ savings, increase in financial literacy of population
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Русский
